Liberating Banks from Legacy Constraints

We level the playing field by making enterprise-grade modernization accessible, empowering institutions to finally break free and compete on unprecedented economic terms.

Our Liberation Philosophy

We believe every bank deserves access to the technology that enables megabanks and fintechs to thrive. The artificial constraints imposed by legacy platforms represent a form of technological imprisonment that prevents these institutions from reaching their full potential.

We Champion:

Technology that  enables, not constrain:

Banking technology should expand possibilities, not limit them. Every bank should be able to rapidly respond to market opportunities, launch innovative products, and provide exceptional customer experiences.

Progressive change  over risky revolution:

Deliver immediate
value while building toward
comprehensive change with our API orchestration layer.

Partnership over vendor relationships:

Technology transformation requires genuine partnership, ongoing collaboration, and shared accountability for success - not traditional vendor-client transactions.

UST FinX:

An agile Fintech with the backing of a leading global IT company

UST

25 Years

Providing solutions to clients’ problems with IT engineering best practices and cutting-edge technologies.

8,500+

Dedicated employees in Financial Services out of a total of 35,000
staff globally.

30 Countries

With a track record of success - UST crafts disruptive, reliable solutions globally.

Domains in BFSI

Banking, Payments, Asset and Wealth Management, Insurance.

UST Expertise

Delivery

Implementations, Integrations
and Migrations.

AI Suite

Gen AI, AI/ML, Agentic for
financial services.

Enabling Change

Modernising end to
end solutions; upskilling, augmenting, coaching.

Practices

CRM, Fraud, Core, Payments,
Channels, AI.ML/Robotics, Application and Infrastructure Managed Services.

UST FinX Advantages

End-to-End Approach

Fully managed, composable best-of-breed bank-in-a-box harnessed through our innovative FinX GLUE API/Data management layer.

One Relationship

Our single relationship manages
your entire modular ecosystem, ensuring a pain-free migration from legacy technology.

Progressive

Banks can modernise a single component at the time, or their whole stack depending
on individual circumstances.

Value Based Approach

Dream big, modernize iteratively.
Our strategic roadmap accelerates your time to value by lowering both
risk and cost.

How is FinX unique?

UST FinX was born from a shared passion and unwavering commitment to solve one of the most pressing challenges facing the banking industry today: the technology imprisonment of banks by legacy platforms that stifle innovation, constrain growth, and diminish competitive viability. We are a team of dedicated professionals who came together with a singular vision - to liberate banks from the technological constraints that prevent them from serving their customers and communities to their full potential.

Problem Solving

Our organization represents the convergence of banking expertise, cutting-edge technology innovation, and genuine passion for enabling financial institutions to succeed. We didn't set out to build another technology company; we set out to solve a fundamental problem that affects thousands of banks and millions of their customers

Technology Should Enable

Modernization without Sacrifice

Banks shouldn't have to choose between operational stability and competitive capability. True platform modernization enables both simultaneously.

Progressive Change

Smart modernization happens through carefully planned, progressive transformation that delivers immediate value while building toward comprehensive change.

What to Expect from a FinX engagement

We will deliver Outcomes

Our focus is not tasks completed - it’s measurable business impact. Modernizing a banking platform is a once-in-a-generation investment, and our role is to ensure it delivers tangible results as fast as possible. Every phase of the transformation is aligned to clear business outcomes: agility, cost efficiency, customer experience, and growth. We take joint accountability for realizing those results.

We will actively Listen

Every bank’s journey begins with its own story — its legacy systems, regulatory environment, and culture. We start by listening
deeply to your teams and customers to understand where you are today and what success looks like in your context. Active listening means more than gathering requirements; it means co-creating the right path, capturing unspoken challenges, and ensuring that solutions fit your operational and cultural reality.

We will be Opinionated

You engage us for our experience and insight, not just our capacity. Being opinionated means having the courage to surface trade-offs, highlight risks early, and recommend pragmatic paths forward. We believe constructive challenge strengthens outcomes, and our clients value us for combining thought leadership with delivery discipline. Our opinions are always grounded in data, experience, and your strategic objectives.

We will provide Transparency

Complex transformations succeed only with open communication and shared visibility. We operate with complete transparency — in planning, in progress, and in problem-solving. Our governance model provides continuous insight into scope, budget, and outcomes through clear reporting and honest dialogue. Transparency builds trust, accelerates decision-making, and keeps the partnership accountable.